Breakdown cover – why you need it

It’s every driver’s nightmare – that heart-stopping moment when your car suddenly decides to stop working, leaving you stranded in the middle of nowhere. What would you do if your car broke down? Even if you’re handy with the spanners, you might not have the tools or parts to fix it. And if you run […]

MORE

What is black box insurance?

Black box insurance, or “telematics car insurance” as it’s also known; monitors driving style, records behaviour, and rewards careful drivers with lower premiums. It involves a black box being fitted to your vehicle which uses satellite technology to assess speed, braking, acceleration, cornering and the time of day journeys are made. Some black box insurance […]

MORE

Win a new car!

Fancy winning a brand new car? The Safer Essex Roads Partnership is launching a brand new road safety campaign for young drivers on Friday the 15th of April at Colchester Culver Square. The campaign links the latest thinking around public behaviour change declarations and social marketing techniques and is aiming for wide scale engagement. The […]

MORE

Road tax explained

You can’t drive your car or motorbike on the road unless you’ve bought road tax and have a tax disc inside the windscreen, on the passenger side. Without it, you could be fined £1,000 and have your wheels confiscated. Ouch! Cars registered after 1 March 2001 are taxed according to their CO2 emissions; cars registered before […]

MORE

MOT explained

An MOT checks that your car is roadworthy – safe to be on the road. It is illegal to drive a car without an MOT. If you do, you can look forward to a £100 penalty from the police. A car has its first MOT at three years old and, after that, the MOT is […]

MORE

Car mods – illegal vs. illegal

Want to modified your motor? See what you can and can’t do – saving you time and money. “I love cars. I recently saw the new Lotus Evora at the British International Motor Show. I made a down payment of £5,000 towards the car and it cost about £45,000. I also went for a personalised […]

MORE

Cleaning your car properly

“’Ello Dave, got a new mot-ah?” Nope, just a clean one. Keeping your car clean keeps it lean, mean and longer-lasting. And if you’re selling your wheels, you can ask more pennies for a well looked after motor. First, let’s do the outside. If your motor’s a moving heap of mud, oil and grime, buy […]

MORE

What if I’m hit by an uninsured driver?

An estimated two million drivers are on the road without insurance. What do you do if you hit one – or one hits you? In any traffic incident you should collect as much info as you can: ·       Car registration number ·       Make and model ·       Driver’s name and address ·       Details of the collision: […]

MORE

Insurance – how to save

Check these stats: young drivers under 25 are more likely to be involved in a collision. That’s why car insurers charge you more. Typical premiums for a 17-year-old male are £2,000 and about the same for a female.  Lucky for you, we know just how to keep your costs way down. Take a Pass Plus […]

MORE

Insurance jargon

Need a little help understanding insurance speak. Here’s a rundown of some phrases: Cover The details of what your policy protects you against Premium What you pay for your insurance policy Claim The money you ask your insurer to pay if something happens Excess You pay for the first chunk of a claim; that’s the excess. How much depends […]

MORE