If you missed the flippin’ great flash in your mirror when the speed camera snapped you, the first you’ll know about being caught out is when the Notice of Intended Prosecution (NIP, or FPN for Fixed Penalty Notice) or court summons, drops through your letterbox.
Fixed Penalty Notice (FPN)
This will tell you when and where you were caught speeding, and by how much you went over the speed limit. It will also tell you what fine you’ve got to pay and how many penalty points you’ve got; probably £60 and three points. It’s a lot quicker and painless to pay up – unless you’re certain you’re not guilty. In which case, you’ll need legal advice. Start with the Citizens’ Advice Bureau or a specialist motoring lawyer.
Check this: by law the police have to send the car’s registered keeper an FPN within 14 days of the speeding offence. If they take longer for no good reason (for instance, dodgy DVLA records made it hard to track you down) you can’t be convicted.
If you’ve been caught doing 25mph above the speed limit (or 21mph in a 30mph zone), you’ll be summoned to court. A court can impose more penalty points – nearer four or five – and a fatter fine: up to £1000 instead of £60. They may ban you for some time, too. Plead guilty asap and you could get a lower fine and your court costs will be less.
If you hit a pedestrian at 20mph, they have an 80% chance of surviving.
If you hit a pedestrian at 40mph, they have an 80% chance of being killed.