With CCTV cameras lining more and more streets, as well as police cars and camera vans waiting to catch you out, it’s more and more likely that you’ll get caught out if you’re doing something you shouldn’t behind the wheel.
And not only will points on your licence push up your insurance premiums, if you get twelve points (or six points if you’ve held your licence for less than two years) you can kiss your licence goodbye. Plus, for some offences, disqualification from driving is mandatory.
So, what can you get done for?
Driving with no insurance
If your car is on the road, it has to be insured. If it isn’t you’ll get stung for up to £5000, you’ll get 6-8 points on your licence, you could be banned indefinitely and you might have to take your driving test again.
Driving a car with no MoT
It’s easy to forget that your MoT has expired, but do so, keep driving, get caught and you could be fined up to £1000. Plus, driving with no MoT means you’re driving without insurance too.
Driving through a red light
Obeying traffic lights isn’t optional; go through one on red and you’re guaranteed three points and a £100 fine.
Caught by speed camera
Get snapped driving above the speed limit and that’s three points on your licence plus a £100 fine.
Failing to stop at a zebra crossing
This is the same offence as if you fail to take notice of a traffic light that’s on red – which means you get three points and a fine of up to £1000.
Stopping in a box junction
It’s easy to get caught out buy a box junction – make sure that you don’t enter one until you’re sure you can leave it on the other side. The level of fine is set by the local authority, but it’s normal to cough up £80 if you get it wrong.
Overtake when it’s unsafe and you’ll probably be done for driving without due care and attention. That means you could get a fine of up to £2,500 and 3-9 points on your licence – or you could be banned altogether.
Driving with defective tyres
If your tyres are flat, bald or damaged in any way, you can be served with a £2,500 fine and three points – for each tyre. So if each corner is duff, that’s your licence gone. Make sure all your tyres have a tread depth of 1.6mm across three-quarters of the width of the tyre.
Using a mobile phone while driving
Get caught using a hand-held mobile phone and you’ll get three points and a £100 fine. Crash while texting or making a call and you’ll probably go to prison if you kill someone.
Not in proper control of your vehicle
This can be anything from eating, smoking or drinking to shaving, reading or using a laptop while driving. Do any of these things and you could be fined three points and fined £100 – especially if you crash as a result of your actions.
Drink or drug driving
If you get pulled over while you’re over the limit or under the influence of drugs, and your licence is history. You can kiss it goodbye for a year, and if it’s your second offence within ten years you’re on the bus for the next three years. It doesn’t end there though; you can also be jailed for up to six months and be fined up to five grand.
Failing to stop after an accident
If you have a crash which causes personal injury to someone, you have to stop and give your details, then report the incident at a police station. Fail to do these things and you could be banned from driving. Either way you’ll get 5-10 points plus a fine of up to five grand.
Driving without a driving licence
If you’re caught driving without a licence, you’ll get 3-6 points on your licence, even though you don’t have one. However, you can also be fined up to £1,000, and if you’re caught driving while disqualified you can go to prison for six months, be fined £5000 and banned indefinitely.